SBI PO Salary 2025: it comes to banking salaries, few are as alluring as the one offered by State Bank of India (SBI) to probationary officers (POs). The SBI PO Revised Salary Structure is explained in the article according to the official notice, and the SBI PO Salary has been enhanced for the Financial Year 2024-25. Since the base wage has been changed, the salary provided to the State Bank of India Probationary Officer (SBI PO) is a major draw for banking hopefuls.
Since the SBI PO Vacancy pays more than other nationalized banks, competition is sure to heat up. Comprehensive information regarding the SBI PO Revised Salary 2025, career advancement, allowances, and promotion opportunities is available in the blog below.
Multiple allowances, benefits, and career advancement opportunities are provided to SBI POs in addition to their high basic pay. A comprehension of the salary structure can assist you in better planning your career if you are preparing for the SBI PO 2025 exam.
SBI PO Salary 2025: Basic Pay and Gross Salary
One of the reasons is the State Bank of India’s Probationary Officer salary, which is a big deal for anybody hoping to work for the bank. Based on a new pay scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 with four advance increments, the new base salary for SBI POs in 2025 is up to Rs 48,480, according to the Central Bank of India.
What this means is that the PO’s base pay will start at 48480 rupees and will grow by 2000 rupees every seven years. After that, for the next two years, it will climb to 62480 rupees and an additional 2340 rupees each year. As a probationary officer at SBI Bank, your base income might go as high as 85920 rupees.
| Component | Amount (₹) |
| Basic Pay | ₹41,960 |
| Dearness Allowance (DA) | ₹16,784 (approx.) |
| House Rent Allowance (HRA) | ₹2,500 – ₹3,500 |
| City Compensatory Allowance (CCA) | ₹1,400 – ₹2,000 |
| Other Allowances | ₹8,000 – ₹10,000 |
| Gross Salary | ₹65,000 – ₹70,000 (approx.) |
| Net In-Hand Salary | ₹52,000 – ₹55,000 (after deductions) |
SBI PO Salary Increment Structure
Starting SBI PO In Hand Salary for an SBI Probationary Officer (PO) ranges from 84,000 to 85,000 rupees, with four following increments to a basic pay of 48,480 rupees.
Everything from the SBI PO Gross Salary to the Special Allowances, HRA, DA, Learning Allowances, Deduction, and more is laid out in the table below for your reference about the SBI PO Revised Salary 2025.
Years of service are a key factor in wage increases for SBI POs. Compensation is outlined below:
| Years of Service | Basic Pay (₹) | Increment (₹) |
| Starting Salary | ₹41,960 | – |
| After 1 Year | ₹44,930 | ₹2,970 |
| After 2 Years | ₹47,900 | ₹2,970 |
| After 7 Years | ₹63,840 | ₹1,990 |
With regular promotions and experience, SBI POs can reach managerial positions with even higher salaries.
SBI PO Allowances and Perks
Apart from the basic salary, SBI POs enjoy several benefits, including:
| Allowance | Details |
| Dearness Allowance (DA) | Around 40% of basic pay (revised quarterly). |
| House Rent Allowance (HRA) | 7% – 9% of basic pay (depends on posting location). |
| City Compensatory Allowance (CCA) | Extra pay for metro city postings. |
| Medical Insurance | Full coverage for employee and family. |
| Travelling Allowance | Reimbursement for official travel expenses. |
| Furniture Allowance | ₹1,20,000 (one-time allowance for home furniture). |
| Petrol Allowance | ₹1,100 – ₹1,300 per month. |
SBI PO Job Profile and Career Growth
Job Responsibilities
An SBI PO is responsible for:
- Customer service and account management.
- Loan approvals and disbursements.
- Managing cash transactions and financial operations.
- Handling audits and compliance regulations.
Promotion and Career Growth
| Post | Promotion Duration |
| Probationary Officer (PO) | Initial Position |
| Assistant Manager | After 2-3 Years |
| Deputy Manager | After 5-6 Years |
| Branch Manager | After 8-10 Years |
| General Manager | After 15+ Years |
SBI also offers fast-track promotions for outstanding performers.
SBI PO Salary Increment 2025
When taking into account the base salary, increments, and other allowances, the SBI PO Salary for a Probationary Officer after 5 years might become rather attractive. One example of a remuneration structure that includes DA, HRA, CCA, and others is the base pay of Rs 48,480 that an SBI PO earns upon joining, in addition to four advance increments.
The base compensation of SBI PO staff would equal to Rs. 62,480/-after 7 years, with annual raises.
| SBI PO Salary Increment 2025 | ||
| Period | Increment | Basic Salary |
| First 4 increments | – | Rs. 48,480/- |
| First 7 years | Rs. 2000/- | Rs. 62,480/- |
| Next 2 years | Rs. 2340/- | Rs. 67,160/- |
| Another 7 years | Rs. 2680/- | Rs. 85920/- |
SBI PO Salary vs. Other Banks
| Bank | Starting Salary (₹) | Gross Salary (₹) |
| SBI PO | ₹41,960 | ₹65,000 – ₹70,000 |
| IBPS PO | ₹36,000 | ₹55,000 – ₹60,000 |
| RBI Grade B | ₹55,200 | ₹80,000 – ₹90,000 |
SBI POs earn a higher salary and receive better perks than most other banking jobs.